ATHERIA MORTGAGE SOLUTIONS
Experience a simple, stress-free way to get your digital mortgage today
Start your homeownership journey with ease. Our mortgage solutions make buying a house affordable, straightforward, and stress-free.
Unlock better terms with our refinancing options. Lower your monthly payments or access your home’s equity with a simple, efficient process.
Get started today! Our quick, easy application process helps you take the next step toward your goals without the wait.
You will receive the best mortgage experience, supported by a team that you can trust.
Atheria Mortgage Solutions
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Atheria Mortgage Solutions is more than just a mortgage lender—we're your partners in homeownership.
We're committed to providing compassionate, private, and equitable mortgage solutions tailored to your unique needs. We believe in building trust, fostering understanding, and empowering our clients to achieve their homeownership dreams.
About Atheria Mortgage Solutions
Welcome to Atheria Mortgage Solutions
Your Trusted Partner in Homeownership
At Atheria Mortgage Solutions, we don't just offer mortgages, we empower your homeownership journey.
Our service areas include Atlanta's top neighborhoods and suburbs, along with Savannah and Augusta, known for their strong demand, excellent schools, and stable economies
We believe in:
Compassion
We understand buying a home is personal, and we provide personalized guidance and support every step of the way.
Privacy
Your financial information is safe with us. We maintain the highest standards of confidentiality throughout the mortgage process.
Equity
We offer fair and transparent lending practices, working with you to find the best mortgage solutions for your unique needs. Our Services:
Let Atheria be your partner in achieving your homeownership dreams. Contact us today!
Atheria Mortgage Solutions
Home Purchase Mortgages
are ideal for borrowers with good credit and a down payment, offering competitive rates and flexible terms.
Predictable monthly payments with a consistent interest rate for the life of the loan (e.g., 15-year, 30-year).
Lower initial interest rates that adjust after a set period, potentially saving you money in the short term.
Government-Backed Loans
Designed for borrowers with lower credit scores and smaller down payments, insured by the Federal Housing Administration.
Available to eligible veterans, active-duty military, and surviving spouses, often with no down payment requirement, guaranteed by the Department of Veterans Affairs.
For eligible rural and suburban homebuyers, offering low or no down payment options, backed by the US Department of Agriculture.
For loan amounts exceeding conventional loan limits, typically requiring higher credit scores and larger down payments.
Mortgage Refinancing
Lower your interest rate, change your loan term, or both to save money or adjust your monthly payments.
Access your home's equity as cash for debt consolidation, home improvements, or other needs.
Access your home's equity for cash, renovations, or other financial needs, while leveraging the value you've built in your property.
A lump-sum loan secured by your home's equity with a fixed interest rate, providing predictable monthly payments over a set term.
A revolving line of credit secured by your home's equity, offering flexible access to funds.
Financing for building a new home, covering construction costs and often converting to a permanent mortgage upon completion.
Property & Casualty Insurance
Homeowners, Condo, Renters, Flood, Umbrella, Auto (and potentially others) We specialize in:
Educational resources, personalized guidance, and down payment assistance programs.
We offer guidance and connections to help you improve your credit score, making it easier to achieve your financial goals.
Expertise in navigating documentation and tailored loan solutions, ensuring a smooth and personalized borrowing experience.
Jacquelyn "Jackie" Smith
founded Atheria Mortgage Solutions with a mission to simplify the often-daunting world of mortgages. Her unique background provides her with unparalleled insight: for 10 years, Jackie served as a HUD-OIG federal auditor, responsible for scrutinizing lenders' mortgage processes. This experience gave her a deep understanding of the intricacies of home financing and revealed the need for a more client-focused approach.
Jackie understands firsthand how complex the mortgage process can be, and she founded Atheria to be the solution. Consider her your personal mortgage concierge, dedicated to providing clear guidance and support as you navigate the path to homeownership.
Mortgage expert
Years experience
Atheria Mortgage Solutions
Our Service Areas
Intown Neighborhoods:
Midtown, Virginia-Highland, Decatur
Close-In Suburbs:
North Druid Hills, Brookhaven, Smyrna, Vinings
Northern Suburbs:
Alpharetta, Johns Creek, Roswell
Other Georgia Market
Other Georgia Market
The State
Our blog
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Feel free to ask any question to us
Have questions about your mortgage options or need expert guidance? We’re here to help! Whether you’re exploring refinancing, purchasing a new home, or tapping into your home equity, our team is dedicated to providing personalized solutions tailored to your needs.
Contact us today for a free quote